Don’t Panic: How to Protect Your 401(k) After a Layoff

ATLANTA, Ga. (ATL Live) - With layoffs on the rise in several industries, many workers are left wondering what to do next—especially when it comes to their 401(k). In a new ATL Live interview, Personal Finance Expert and Wealth Strategist Ange E. Matthews breaks down the most common mistakes people make after losing a job, and the smart moves that can help protect long‑term retirement savings.

Matthews says the biggest danger is acting too quickly out of fear. Many people feel pressured to pull money from their 401(k) the moment their income stops, but she stresses that there are safer options available. During the interview, she explains what employees can do with a 401(k) after leaving a job, including rolling it over, leaving it where it is, or transitioning it into a different type of account.

She also shares practical ways to stay financially afloat without dipping into retirement funds—something she calls “survival planning with strategy.”

To help viewers build a stronger financial foundation, Matthews is offering a free wealth‑building training called “Map Your Millions” at happyinvestormethod.com.

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